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Citi Rewards card - description of the lender

citi_rewards_card_ph

Citi Rewards card - description of the lender

Company

Citibank provides corporations, governments, institutions and consumers with a broad range of financial products and services.

Requirements

- You must be at least 21;
- You must be Philippines resident;
- You must have a valid Philippine billing addres;
- You must have an annual income of PhP1000000;
- You must have a mobile phone;
- You must have a Tax Identification Number and SSS/GSIS No.

Documents

- Photocopy of any two valid IDs with photo and signature;
- TIN ID Card;
- Passport;
- Driver's License;
- SSS Photocard;
- Proof of income.

If you are Employed, you are required to submit two of the following:
- Latest Income tax return;
- Latest payslip within last 3 months;
- Certificate of Employment.
- Photocopy of your most recent credit card billing statement from other banks.

If you are self-employed with assets less than PhP15 million, you are required to submit one of the following:
- Latest Audited Financial Statement;
- Latest Income Tax Return;
- Photocopy of your most recent credit card billing statement from other banks.

If you are self-employed with assets greater than PhP15 million, you are required to submit all of the following:
- Latest Audited Financial Statement;
- Latest Income Tax Return.

If you are foreign national, you required to submit one of the following:
- Visa and Working Permit with validity of 1 year;
- Immigration Certificate of Residence;
- Alien Certificate of Registration.

Important information

- Monthly Effective Interest Rate - 3.50%;
- Supplementary Card - PhP1250.

Fees and charges:
- Advance Service Charge - PhP500 or 3% of Citi Cash Advance Amount;
- Monthly Late Charge - PhP500 or 6% of the Past Due Amount;
- Citi Call for Cash Manager's Check Delivery Charge - Php50;
- Cancellation Processing Fee - PhP300;
- Card Replacement Fee- PhP400;
- Overlimit Fee - PhP500;
- Returned Check Fee - PhP1500;
- Charge Slip Retrieval Fee - PhP250.

In case of default in payment, you will need to pay, in addition to Late and Interest charges, cost of collection, attorney's fees and litigation and judicial expenses.

Additional information

Phone:
Metro Manila: 995 9999
Metro Cebu: 234 9999
From Abroad: + 63 (2) 995 9999

Other offers

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