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BDO Unibank - description of the lender

Loan amount

10000 - 1000000 ₱

Loan term

6 - 36 months

BDO Unibank - description of the lender

Company

BDO is a full-service universal bank in the Philippines. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Retail Cash Cards, Corporate Cash Management and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Investment Banking, Private Banking, Leasing and Finance, Rural Banking, Life Insurance, Insurance Brokerage and Online and Non-Online Brokerage services.

Interest

17.06 - 41.71 %

Requirements

  • Filipino citizen or foreigner residing in the Philippines for more than two (2) years;
  • Must be 21 years old at time of application but no more than 70 years old upon maturity;
  • Minimum Gross Annual income
    - P180,000 for Salaried Employees;
    - P400,000 for Self-Employed / Professionals;
  • Must have a mobile phone and at least 1 landline phone at either residence or office;
  • Residence or office must be within BDO serviceable area;
  • Additional application requirement for Salaried Employees
    - Must be at least one (1) year tenure with the company;
    Additional application requirement for Self-Employed
    - Must be a sole proprietor or majority part-owner of a company; operating for at least two (2) years;
    Additional application requirement for Professionals
    - Must be in private practice for at least one (1) year.

    Documents

    Proof of Income for Salaried Employees

  • Photocopy of the latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer's authorized representative (MANDATORY)
  • Plus any of the following: Latest full-month's payslip/s ; Original Certificate of Employment indicating status, service tenure and compensation breakdown

  • Proof of Income for Self-Employed/Professionals
  • Photocopy of the latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for the last two (2) years (MANDATORY);
  • Photocopy of Registration of Business Name (MANDATORY);
  • Latest three (3) months' bank statement (OPTIONAL)

  • Proof of Identification
  • Photocopy of at least two (2) valid photo-bearing identification documents, front and back, issued and signed by an official authority.
  • Address

    7899 Makati Avenue
    Makati City 0726, Philippines

    Additional information

    (+632) 8631-8000
    callcenter@bdo.com.ph

    Other offers

    Minimum loan amount

    1000 ₱

    Maximum loan amount

    20000 ₱

    Minimum loan term

    3 months

    Maximum loan term

    4 months

    APR

    12 - 36 %

    Minimum age

    18 years

    39

    Representative example: Loan amount: 10000 ₱, Loan Term: 3 months, Total payment amount: 15000 ₱
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    Minimum loan amount

    500 ₱

    Maximum loan amount

    20000 ₱

    Minimum loan term

    3 months

    Maximum loan term

    6 months

    APR

    11.9 - 145 %

    Minimum age

    22 years

    33

    Representative example: Loan amount: 20000 ₱, Loan Term: 6 months, APR: 11.9 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

    Minimum loan amount

    10000 ₱

    Maximum loan amount

    1000000 ₱

    Minimum loan term

    6 months

    Maximum loan term

    36 months

    APR

    17.06 - 41.71 %

    Minimum age

    21 years

    23

    Representative example: Loan amount: 10000 ₱, Loan Term: 12 months, APR: 26.63 %
    NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.

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